Ozka Post Treatment

[AJS]

Well it transpires that the Collie owners insurance does not cover animal on animal attacks or injuries so now my only redress will be a civil action to reclaim the cost incurred.

Alternatively I accept it as a cost of dog ownership.

Does anyone else's pet insurance carry a specific exclusion for animal on animal/attacks/injuries.

[Pwned]

Might be worth getting them to check their house contents insurance too as sometimes that covers third party claims against dogs.

[Strathcraig]

I wouldn't be accepting it as part of dog ownership. It was caused by someone else's carelessness.

[TommyEnglander]

I've been watching this post unwind with some horror. It just gets worse!
I have no idea what I would do in similar circumstances. There, but for the grace of god........
I hope that Oska continues to recover and that you are able to enjoy the rest of his time as a pup. My own HWV pup is full of beans and I am aware of how easy we've had it in comparison.
Sadly, I know that the stress is not over. Civil action could be expensive and is risky. You can represent yourself, it's not hard if you've got all the paperwork and a reliable witness, but what happens if you win and the collie owner just doesn't have the money to pay?
Many years ago I did a favour for someone and (to cut a very long story short) he tried to take advantage. I found myself being sued for £10,000 - a figure plucked out of the sky. It took 3 years to get to court. The judge awarded him £575 which was the true amount owed but I was so hacked off by the process that I pleaded poverty and then coughed up £25 a month. Sorry, that comment probably doesn't help but you should be aware of the pitfalls.
Best of luck though.

[vicky payne]

That sounds very odd. What insurance company? I've only ever seen exclusions if the dog is known to have attacked before.

[AJS]

Well the latest update was that the household contents insurance does not cover it.

I have now instructed solicitors to send a letter clarifying the position and requesting settlement.

The owners pet is insured with animalfriends

http://www.animalfriends.co.uk

I just checked and it appears to be a general exclusion.

8.3.2.3 as a result of your pet’s interaction with other animals or worrying livestock. (Copied from their website)

I checked with the KC and their insurance does provide cover for incidents like this

[AJS]

Well here he is with only 12 more days of anti-biotics and already hard at work in the office.

[Holmes]

Nice to see he is feeling a bit better, bless him... he has been through such alot .

Hope he continues to make a good recovery .

[Nonehpets]

He is still a very handsome lad Tony but do you think letting him sit in a chair on wheels is sensible given his ability to get himself taken to the vets ...

Cathy